Highmark is the largest health insurer in Pennsylvania, based out of Pittsburgh. Highmark currently serves over 4.6 million people in Pennsylvania and West Virginia. Their goal is to provide affordable, quality healthcare so that their members can live longer and healthier lives. Highmark has helped families pay for insurance since the 1930s, after the original company started helping families with their insurance needs. Highmark, as it is today, was founded in 1996  two Blue Cross and Blue Shield companies joined together. The two companies were once known as Pennsylvania Blue Shield and Blue Cross of Western Pennsylvania, but are now known as Highmark Blue Shield and Highmark Blue Cross Blue Shield, respectively. This combination is currently one of the biggest health insurance providers in the United States.

 

Highmark offers several options to those with Medicare. Whether you are looking for a Medicare supplement to fill in the gaps in your Medicare, an Medicare Advantage Plan that will offer additional benefits, or a Medicare Part D prescription plan, Highmark has something to offer.

 

Highmark’s FreedomBlue PPO plan is a Medicare Part C Advantage Preferred Provider Organization. This plan covers everything from preventive care to doctor visits and hospital stays. It also covers Medicare prescription drugs as well as having the benefit of vision, dental and hearing services. 

 

The FreedomBlue PFFS plan is a Medicare Advantage Private Fee-for-Service option.  The PFFS choice permits you to freely pick your own healthcare providers without the restrictions you can face with a provider network.

 

BlueRX PDPs are Highmark’s Medicare prescription medication insurance policy. They offer three plans to meet varying needs. On all plans Medicare allowed drugs are covered. A low copay for every medication is required but there are no yearly maximums on prescriptions. One of the plans covers generic drugs even through the coverage gap. Prescriptions can be filled at more than 58,000 pharmacies throughout the country. 

 

The MedigapBlue Medicare Supplement Programs cover multiple costs not covered under Original Medicare. The Medigap supplement pays for the remaining portion of eligible services after Medicare has paid its share. The Signature 65 plan is an indemnity insurance plan which serves as a companion to Medicare coverage. It is only offered to Medicare-qualified retires who are members of an employer group or possess a trust fund.  If you are interested in the indemnity plan, be sure to ask your retiree benefits office if the plan is available to you.

 

Through Highmark you can also take advantage of their wide range of Live Healthy programs. Through this you can utilize their SilverSneakers fitness program, their Blues on Call Health Coaches, and discounts on a variety of health and wellness services.  Highmark wants to help you to live a long and healthy life.