Health Alliance offers quality health coverage to more than 250,000 Illinois and Iowa residents. Offering both Medicare supplement plans and Medicare Advantage plans, you have various options as you approach a Medicare decisions.

 

Because Medicare doesn't cover every cost of hospital and medical cares, Medicare supplement plans help you save more. If you reside in either the state of Iowa or Illinois, are at least 65 years old, and have both Medicare Part A and Medicare Part B, you are automatically qualified to be a Health Alliance member.

 

Health Alliance's Medicare supplement plan offers a choice of coverage from basic benefits to more extensive coverage as well as giving you a choice of doctors and hospitals with no restrictions, referrals, or authorizations. With competitive rates, there are also prescription drug discount programs and a 30-day money back guarantee.

 

Health Alliance also offers numerous Medicare Advantage Plans for whatever your need or budget may be:

 

Health Alliance’s Medicare HMO 20 (HMO) plan caps what you pay for covered medical services at $1,500 each year. You choose among the doctors and hospitals in their broad network for routine care. You are also able to add either comprehensive or basic Medicare Part D prescription drug coverage to this Health Alliance plan. The Medicare HMO 20 HMO is available to all beneficiaries in a 10-county area of east central Illinois.

 

Another Health Alliance plan, the Medicare PPO 30 (PPO) offers you the flexibility of visiting any provider.  However, your coverage will be greater when you see in-network providers. You also receive a $3,000 out-of-pocket maximum for medical care within our network addition to less costly monthly premiums. In exchange, the copayments for services received may be slightly higher than those for other Health Alliance Medicare plans. Available to all beneficiaries in a 40-county area of central Illinois and Iowa, Part D pharmacy coverage can be added to Medicare PPO 30 (PPO).

 

Finally, the Medicare PPO 10 (PPO) plan gives you extensive health coverage while also reducing what you have to pay: if you utilize our network of providers, your costs for covered Medicare services are capped at $1,500 each year. With PPO 10 (PPO), you can choose to use non-plan providers to get covered services; however, if you do so, it may cost you more to use them. Available to all beneficiaries in a 40-county area of central Illinois and Iowa, Part D pharmacy coverage can be added to Medicare PPO 10 (PPO).