Harvard Pilgrim has been offering their members in Massachusetts, New Hampshire, Maine and elsewhere quality healthcare for over 35 years. They have earned distinction across the board for their superior health care services and member satisfaction. They have topped the list of America’s Best Health Plans for five consecutive years.  Harvard Pilgrim Health Care is the number one commercial health plan in America, according to a joint ranking by USNews & World Report and the National Committee for Quality Assurance (NCQA).

 

Harvard Pilgrim is an independent, not-for-profit organization. They offer a variety of plans ranging from PPO, POS, and HMO options for companies, families, and individuals. All of their plans have access to an extensive provider network. This includes physicians at individual practices, small and larger medical groups. The network includes an ever growing number of hospitals, doctors and clinicians. They currently have over 135 hospitals and 28,000 doctors and clinicians.

 

Harvard Pilgrim offers First Seniority Freedom as their 2010 PFFS Medicare Advantage plan. It is a Private Fee-for-Service. Depending on the area you live in, some benefits might not be available. In all areas coverage benefits should include a $0 copay for routine physical exams. There should be a $5 copay for all allergy shots and only a $15 copay per doctor visit for both your primary care physician and specialists. Inpatient hospital coverage and emergency care anywhere in the world are also covered along with a convenient mail service prescription drug program that also offers free shipping.

 

Some of the benefits that are only available in certain areas are the optional Medicare Part D prescription drug coverage. Routine eye exams are also included with some Freedom plans. Also included in some plans are $100 to $200 towards eyeglasses, depending on the plan.