Cigna is a well-known global health insurance provider. They have been an important part of the industry for more than 125 years. While healthcare is their largest segment, Cigna also offers group life, accident, disability, and dental insurance. They also offer their experience in pension, profit-sharing and retirement plans in addition to investment management.  They have various options from individual and family plans to Medicare plans to suit your needs. Cigna HealthCare offers plans throughout the United States as well as more than 28 countries internationally.

 

They have a wide variety of benefits to offer including behavioral care, dental, group accident, disability, pharmacy, and vision plans. For their medical insurance they offer a broad range of both insured and self-insured medical insurance alternatives.  Cigna offers options that consist of a Consumer-Directed Health Plan, which could include CIGNA Choice Fund Health Reimbursement Arrangements (HRA), CIGNA Choice Fund Health Savings Accounts (HSA), and Flexible Spending Accounts (FSA). They also offer plans for HMOs, Point of Service, CIGNA Open Access Plus, PPOs, and Voluntary Limited-Benefit Health Plans. The Insurance Specialists at eAmeriFamily Insurance can help you find the plan that best fits your needs and wants.

 

With Cigna you can enroll in a variety of Medicare plans. CIGNA Medicare Rx is an approved Medicare prescription drug plan (Medicare Part D). Under CIGNA Medicare Rx, over 94% of the most commonly used drugs are covered. CIGNA Medicare Rx is currently offered in all 50 states. CIGNA Medicare Access is an alternative to Medicare Part A and Medicare Part B that gives you all the security and support at a predictable cost. You can also simplify your healthcare by choosing a plan that allows you to only carry one card for your Medical and Pharmacy ID card and gives you one phone number to call for medical and prescription help. CIGNA Medicare Access is currently offered in 27 states. CIGNA Medicare Select Plus Rx is a Medicare Advantage (HMO) plan that includes Part D prescription drug coverage. This plan offers you more than what you can get with the Original Medicare at a predictable and affordable price. With this Cigna offers a variety of extra benefits like Golden Vitality, a program intended to help educate and encourage people to make healthy lifestyle choices. Currently this plan is only offered in Arizona.

 

While Cigna offers a variety of plans to suit many Medicare needs, the Medicare system can still be confusing. The Medicare specialists at eAmeriFamily Insurance will be able to help you find the best plan to suit your needs.