Health Alliance Plan (HAP) is a health insurance provider in Michigan. They’ve been working to serve the needs of their customers since 1956 when UAW President Walter Reuther sought an alternative to traditional health insurance for union members. They have also been offering services to Medicare members for over 20 years. The company became HAP in 1979 following a study to determine how HMOs could be improved to serve the Detroit market. This resulted in an alliance between several hospitals and Metro Health Plan, creating the Health Alliance Plan.

 

HAP’s Alliance Medicare PPO 2009 plan received the highest Medicare Star Summary rating for its health plan quality of any Medicare Advantage plan in Michigan. HAP’s Senior Plus also has no Medicare HMO plan in Michigan rated higher.

 

HAP offers several Medicare options. HAP Senior Plus (HMO) and Alliance Medicare PPO are health plans with a Medicare contract. Alliance Medicare Rx (PDP) is a stand alone Prescription Drug Plan with a Medicare contract.

 

The Alliance Medicare Supplement can help fill gaps in the Original Medicare. This will help to protect you from any unexpected health costs.

 

The Alliance Medicare Rx (PDP) is the Medicare approved Medicare Part D prescription drug plan that can fit into most budgets, helping to save you money.

 

The HAP Alliance Medicare PPO offers plans that give you the choice of which health care providers you want to use. However, picking out-of-network providers can result in a higher cost. With this plan you also get preventive care,  international emergency care, Medicare Part D coverage, and optional dental coverage. HAP also offers various programs and benefits to help you stay healthy. The Alliance Medicare PPO has three options. The Alliance Medicare PPO Option 1 In-Network, Alliance Medicare PPO Option 2 In-Network, and Alliance Medicare PPO Out-of-network.

 

HAP Senior Plus (HMO) Medicare Advantage plan covers nearly all of your health care needs. This includes preventive care, Medicare Part D benefits, emergency care throughout the world, and optional dental coverage. With this plan you pick your own Personal Care Physician (PCP) who will coordinate all of your care and ensure that you have the specialty and hospital suitable to your health needs. HAP also offers various programs and benefits to help you stay healthy.

 

The Senior Plus plan has two options, the HAP Senior Plus - Henry Ford plan allows Medicare beneficiaries in Wayne, Oakland, and Macomb counties who  would rather make use of  the Henry Ford Health System. The PCP that you choose will refer you to affiliated specialists, hospitals, and other health care providers, while the Henry Ford Health System forms an important cog in your health care wheel. The second plan is the HAP Senior Plus - Expanded Network provides coverage to Medicare beneficiaries from counties both inside and outside the Henry Ford Health System, including  Wayne, Oakland, Macomb, Genesee, Lapeer, Livingston, Monroe, St. Clair and Washtenaw counties.