Many people find that their Medicare Plan does not offer full coverage on all of their healthcare expenses.  They experience excess fees with their healthcare needs. However, the addition of a Medicare Plan to your current plan will give you extended coverage on your healthcare costs.  There are several Medicare Plans available in your area that will give you this coverage.  You can choose a Medicare plan that best meets your medical and financial needs.  

 

Medicare Plans in you area

There are three Medicare Carriers offering a total of 11 Medicare Plans to your area.  Each Medicare Carrier and Plan provides different benefits and coverage to it customers.  Below are some of the benefits, coverage, and fees associated with selecting a particular Medicare carrier and plan.

 

1. Humana

Humana offers three Medicare Plans to Wilmington, NC.  These are PPO HumanaChoice R5826-079, PPO HumanaChoice R5826-063, and PPO HumanaChoice R5826-003.  A PPO is a Preferred Provider Organization, which allows you to choose your primary care physician.  These plans can be added to your Medicare Supplement Plan. 

 

PPO HumanaChoice R5826-079 has a monthly premium of $56.  There is a $15 co-pay for primary care office visits and $40 co-pay for specialty office visits.  Hospital inpatients have $225 co-pay per day for the first seven days of their visit.  Hospital outpatients have $0-$250 co-pay per visit, depending on the cost of the visit.  Pharmacy, such as Prescription Drug Coverage, is included with this PPO Plan.

 

2. Gerber Life Insurance

Gerber Life Insurance offers three Medicare Supplement Plans to your area: Plan A, F, and G.  Medicare Supplement Plan F offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan F has a monthly premium of $110.50.  There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not included with this Plan.

 

3. Mutual of Omaha

Mutual of Omaha offers five Medicare Supplement Plans: Plans A, F, G, M, and N.  Medicare Supplement Plan N is one of the newest Plans offered to Medicare customers.  It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low.  This Plan offers complete coverage of your Medicare Part A deductible. 

 

Medicare Supplement Plan N has a low monthly premium of $65.29.  There is a $20 co-pay for primary care and specialty office visits.  Hospital inpatients and hospital outpatients have $0 co-pay.  Pharmacy is not included with this Plan. 

 

If you are interested in getting a Medicare Plan and live in North Carolina, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.