It is important that you are getting the right Medicare coverage.  If there are parts of your healthcare that are not currently covered, you can extend your coverage.  By adding a Medicare Plan to your current Plan, you can fill in these “coverage gaps”.  Since everyone has their own healthcare needs, there are several Medicare plans available for you to choose one the best meets your medical and financial needs.  

 

3 Medicare Carriers service Waco Texas:

1.  Humana Health Insurance offers four Medicare Plans to Waco, TX.  These are PPO HumanaChoice H4520-003, PPO HumanaChoice R5826-026, PPO HumanaChoice R5826-075, and PPO HumanaChoice R5826-012.  A PPO is a Preferred Provider Organization.  These Plans can be added to your Medicare Advantage Plan (Medicare Part C).

 

PPO HumanaChoice H4520-003 has a monthly premium of $104.  There is a $15 co-pay for primary care office visits.  Specialty office visits have a $40 co-pay.  Hospital Inpatients have $225 co-pay per day for the first seven days of their hospital stay.  Hospital outpatients have $100-$150 co-pay per visit, depending on the price of the visit.  Pharmacy, such as Prescription Drug Coverage, is included with this Plan.

 

2. Gerber Life Insurance:

Gerber Life Insurance offers three Medicare Supplement Plan in your area: Medicare Supplement Plan A, F, and G.  Medicare Supplement F has a monthly premium of $118.69.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan. 

 

3. Mutual of Omaha Medicare

Omaha Medicare offers five Medicare Supplement Plans,  Plan A, F, G, M, and N.  Medicare Supplement Plan N has a monthly premium of $73.91.  There is a $20 co-pay for both primary care and specialty office visits.  Hospital inpatients and hospital outpatients have a monthly premium of $0.  Pharmacy is not covered with this Plan. 

 

Coverage and Benefits of the Medicare Plans:

Each Medicare Carrier and Plan has different coverage and benefits associated with each of them.  Hence, you may see a variation in the price for a similar Plan that is offered by different companies. 

 

Medicare Supplement Plan F: offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan G: offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan N: is one of the newest Plans offered to Medicare customers.  It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low.  This Plan offers complete coverage of your Medicare Part A deductible. 

 

If you are interested in getting a Medicare Plan and live in Texas, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.