There are a variety of Medicare Plans available to you in Victorville, CA. If your current Medicare plan has gaps in its coverage, you can add a Medicare Plan. This additional Medicare plan will give you coverage on the excess costs of your healthcare needs. Since each person has his or her individual healthcare needs, the variety of plans allows you to pick a plan that best meets your medical and financial needs. 

 

1. Humana Health Insurance offers the Medicare Plans HMO Humana Gold Plus H0108-005 and POS Humana Gold Plus H0108-006. HMO Humana Gold Plus H0108-005 has a $5 co-pay for primary care office visits, and $15 co-pay for specialty care office visits. Hospital inpatients have $125 co-pay per day for the first five days of their stay. Hospital outpatients have $0-$100 co-pay per visit, depending on the cost of the visit. Pharmacy, such as prescription drug coverage is included with this Plan.

 

3. Anthem offers Medicare Supplement plans A, F, G, and N. Medicare Supplement Plan G has a monthly premium of $144.93. There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not included with this Plan.

 

4. Blue Shield of California offers HMO Blue Shield 65 Plus. This Plan has $0 monthly premium. Primary care office visits have $0 co-pay and specialty office visits have $10 co-pay. Hospital inpatients have $50 co-pay for the first 10 days of their visit. Hospital outpatients have $0 co-pay. Pharmacy is included with this Plan.

 

Coverage and Benefits of the Medicare Plans:

An HMO is a Health Maintenance Organization and a POS is a combination of and HMO Plan and a PPO Plan (preferred provider organization). These Plans can be added to your Medicare Advantage Plan (Medicare Part C).

 

Medicare Supplement Plan F: offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees. It also offers coverage for your Part B deductible. Foreign travel emergency insurance is on of the many benefits of this plan. Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan G: offers extended coverage on excess charges of your Medicare Plan. Plan G covers Medicare Part A and Part B co-payments and co-insurance. However, one must not that Part B deductible is not covered with this Plan. A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan N: is one of the newest Plans offered to Medicare customers. It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low. This Plan offers complete coverage of your Medicare Part A deductible.

 

If you are interested in getting a Medicare Plan and live in California, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.