MyBestMedicare offers several Medicare plans for people over the age of 65 who live in Toledo, Ohio. Such Medicare providers who we represent are Aetna, Humana, Anthem and Mutual of Omaha.

 

The United States government controls the Medicare program, which provides health insurance to people who are 65 years old and over. The traditional Medicare program is composed of hospital insurance for inpatient care (Part A) and outpatient medical insurance (Part B). Another option for eligible seniors is Part C Medicare Advantage, a program run by CMS-approved private insurance companies which provides the same coverage as original Medicare. The final part of Medicare is the Part D prescription drug supplement, which can prevent high drug expenses for enrollees.

 

Aetna Medicare is a trusted name in the American health insurance industry and offers several Medicare Advantage, Medicare Rx and Medicare Supplement plans. Humana Medicare began marketing health insurance products in 1984.

 

Humana offers Medicare beneficiaries four types of HumanaChoice PPO plans.

 

Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care doctor and the choice of what health care provider they would like to go to at a higher copay rate. While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice.

 

When you are looking for a suitable Medicare plan, you must contemplate the key features of the plan. Several important features include network providers, personal expenses, hospital charges, coinsurance, copayments, and other areas of coverage, in conjunction with your own personal health care needs.

 

If you are interested in getting a Medicare Plan and live in Ohio, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.