There area a wide variety of Medicare Plans for you to choose from in Sterling Heights, MI.  If your current Medicare Plan does not offer coverage on all your healthcare expenses, you can add a Medicare Plan.  By adding a Medicare Plan to your current Medicare Plan, you can fill in these “coverage gaps”.  It is important that you can find all the coverage you need, we are here to help you.  Since everyone has their specific healthcare needs, we can help you find a Medicare plan that best meets you medical and financial needs. 

 

The Plans:

There are a total of 15 Medicare Plans available to you in Sterling Heights, MI.  These plans are provided by four Medicare Carriers.  They are Humana Health Insurance, Gerber Life Insurance Company, Mutual of Omaha Medicare, and Aetna. 

 

1.  Humana Health Insurance offers three Medicare Plans to your area.  They are all PPOs (Preferred Provider Organization), which can be added to your Medicare Advantage Plan.  The Plans are HumanaChoice H5826-053, HumanaChoice R5826-072, and HumanaChoice R5826-006.

 

HumanaChoice R5826-072 has a monthly premium of $96.  There is a $15 co-pay required for primary care office visits and a $35 co-pay for specialty office visits.  Hospital inpatients (those who require over-night stay at the hospital) have a $225 co-pay per day for the first seven days of their visit.  Hospital outpatients (those who require medical services or a hospital stay that is not over-night) will have a $100-$150 co-pay per visit, depending on the cost of the visit.  Pharmacy, such as Prescription Drug coverage, is included with this Plan.

 

2. Gerber Life Insurance: This carrier offers four Medicare Supplement Plans in your area.  They are Medicare Supplement Plan A, C, F, and G.

 

Medicare Supplement Plan F has a monthly premium of $157.39.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.  Medicare Supplement Plan F offers coverage on excess fees associated with your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

3.  Mutual of Omaha Medicare offers Medicare Supplement Plans A, C, F, and G to Sterling Heights, MI.

 

Medicare Supplement Plan G has a monthly premium of $120.31.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.  Medicare Supplement Plan G offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

4.  Aetna offers Medicare Supplement Plans A, B, C, and F.  Medicare Supplement Plan F has a monthly premium of $200.70.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

Both the Medicare Plans and the Medicare carriers offer different benefits to their customers.  Hence, you may see different monthly premiums for a similar Medicare Plan that is offered by a different Medicare carrier.

 

If you are interested in getting a Medicare Plan and live in Michigan, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.