MyBestMedicare offers several Medicare plans for people over the age of 65 who live in St. Paul, Minnesota.  Such insurers who provide Medicare plans who we represent are Aetna, Humana, Anthem and Mutual of Omaha.

 

The United States government administers the Medicare program, which provides health insurance to people who are 65 years old and over. The original Medicare program combines Part A inpatient hospital insurance with Part B outpatient medical care.  In 1997, CMS added yet another option for seniors, the Medicare Advantage program.  Advantage plans are managed by private insurers and cover the same health care services as Part A and B. The fourth facet to Medicare is the Part D prescription drug coverage, supplementary insurance that can help reduce medication expenses.

 

Aetna Medicare is a trusted name in the health care field. The company offers Medicare Advantage, Medicare Rx and Medicare Supplement plans.  

 

Humana Medicare began marketing health insurance products in 1984.  Humana offers Medicare beneficiaries four types of HumanaChoice PPO plans. 

 

Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their general practitioner and the choice of what health care provider they would like to go to at a higher copay rate.  While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice. 

 

While searching for a Medicare plan, collect information about each plan available to you. Compare the costs, benefits, and coverage options of each plan to get a better idea of your choices. Finally, keep in mind your own financial and health care situations. By considering all of these variables, you can find a plan that fits you like a glove.

 

If you are interested in getting a Medicare Plan and live in Minnesota, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.