It is important that you find Medicare Plans that can help you get the most coverage you want for your healthcare insurance needs.  Medicare carriers provide you with Medicare Plans specific to your area.  These plans include specific doctors and hospitals who will accept the Medicare Plan you choose.  Therefore, it is important to find Medicare Plans that include doctors in your area.  If you choose a Plan that does not include these doctors or you use doctors that your plan does not include, the Medicare coverage you have will not be applicable.  We are here to help you find Medicare Plans available in your area.

 

Plans in Springfield, MO:

There are three Medicare carriers in your area.  They are Gerber Life Insurance, Mutual of Omaha Medicare, and Anthem.  Each of these Medicare Carriers offer different Supplement Plans to your Medicare Plans.  There are a total of 14 Medicare Supplement plans available to you in Springfield, MO.  By adding a Medicare Plan to your current Plan, you can get more coverage for your specific healthcare costs.  These Supplement Medicare Plans also offer you additional benefits and coverage. 

 

Gerber Life Insurance offers Medicare Supplement Plans A, F, and G.  There are several benefits to adding Supplement Plans to your Medicare Plan.  Plan F is one of the most popular Plans that people choose.  Plan F gives you extended coverage for “out-of-pocket” fees that you may encounter when using medical services.  These are fees that are not covered by your current Medicare Plan.  Gerber offers this Plan F to you for a monthly premium of $143.79.  There are added benefits of coverage for Office Visits, hospital Inpatients and Hospital Outpatients.  You will have a $0 co-pay for these benefits.  However, this Supplement Plan does not offer Pharmacy coverage (like coverage for prescription drugs). 

 

Mutual of Omaha Medicare offers Medicare Supplement Plans A, C, D, F, G, M, and N.  Each Plan will give you extended coverage on you Medicare costs.  There are variations in the benefits you will receive depending on which plan you choose.  Medicare Supplement Plan N is a new Plan that will be offered to you beginning June 1, 2010.  This plan specifically covers excess “out-of-pocket” costs from medical services.  Both Plan N and Omaha Medicare will offer you additional benefits by choosing this Plan.  The monthly premium for this Supplement Plan N is $93.34.  There is $0 co-pay for Office Visits, Hospital Inpatients, and Hospital Outpatients.   Pharmacy costs are not covered.

 

Anthem has the Supplement Medicare options of Plan A, F, G, and N.  Plan G covers excess costs of healthcare that are not covered by your current plan (but not the deductible).  It has the benefit of covering things like co-payments for Part A and Part B Medicare.  You can get this Supplement Plan G for a monthly payment of $151.80.  This includes $0 co-payments for Office Visits, Hospital Inpatients, and Hospital Outpatients.  However, Pharmacy costs are not included.

 

f you are interested in getting a Medicare Plan and live in Missouri, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.