MyBestMedicare offers several Medicare plans for people over the age of 65 who live in Sioux Falls, South Dakota. The most popular Medicare plan is Medicare Supplement plan F under Mutual of Omaha. 

 

Medicare is funded by the government for those who are 65 years and older. Medicare consists of Part A, or hospital insurance, and Part B, or medical insurance. Medicare Part C is a Medicare Advantage Plan which combines Part A and Part B and in some cases Part D. Medicare Part C is managed by insurance companies which are Medicare-approved. These plans cover the necessary medical services, and have co-payments, coinsurance, and deductibles which vary. Medicare Part D provides assistance in covering prescription drugs and can prevent high costs in the future. Like Medicare Part C, the coverage depends on the plan.

 

Medicare Supplement Plan F offers basic copay coverage as well as Part A hospital deductible, skilled nursing facility copays, Part B deductible and emergency international coverage. Plan G offers mostly everything that Plan F offers, except it does not cover the Part B deductible but it includes annual at-home recovery benefits in which Plan F does not offer. Medicare Supplement Plan J covers the basic benefits as well as Part A and Part B deductible with foreign travel emergency and at-home recovery coverage. Plans F and J are most requested by senior citizens.

 

Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.

 

Mutual of Omaha’s Supplement Plan F has a monthly premium of $145.04 and is accepted by all doctors who accept Medicare. Key areas to consider when choosing the appropriate Medicare plan are out of pocket costs, whether the plan allows the beneficiary to choose in network or out of network doctors, hospital expenses, co-insurance, the amount of skilled nursing and in-home recovery coverage the plan offers, as well as facility co-insurance.

 

If you are interested in getting a Medicare Plan and live in South Dakota, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.