MyBestMedicareo offers several Medicare plans for people over the age of 65 who live in Rochester, New York. Such Medicare providers who we represent are Aetna, Humana, Anthem and Mutual of Omaha.

 

Medicare is a health care program for seniors over 65 run by the United States government. Two facets of the traditional Medicare program are hospital coverage (part A) and outpatient medical insurance (Part B). Eligible seniors also have the option of enrolling in a private-insurance owned Medicare Advantage plan, which offers the same hospital and medical coverage as original Medicare.

 

Another option for seniors is to add Part P prescription drug coverage, also administered by private insurance companies, to supplement their original Medicare coverage. Many Advantage plans already include a form of prescription drug coverage.

 

Most Americans know Aetna Medicare as a trusted name in health care.

 

Aetna is a proud provider of Medicare Advantage, Medicare Rx and Medicare Supplement plans.

 

Humana Medicare began marketing health insurance products in 1984. Humana offers Medicare beneficiaries four types of HumanaChoice PPO plans.

 

Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care provider and the choice of what health care provider they would like to go to at a higher copay rate. While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice.

 

Remember, when selecting a Medicare plan appropriate for your needs, you must consider the out-of-pocket expenses, network depth and limitations, and additional benefits offered by the plan. Also, contemplate your own financial and health care needs so that you can find the plan most suited to what you need.

 

If you are interested in getting a Medicare Plan and live in New York, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.