Finding Medicare offers several Medicare plans for people over the age of 65 who live in Portland, Oregon. Such agencies that carry Medicare plans that we represent are Aetna, Humana, Anthem and Mutual of Omaha.

 

The federal government administers Medicare, a program which provides citizens over the age of 65 with health and hospital coverage. Original Medicare includes Part A inpatient hospital care as well as Part B outpatient medical insurance. Seniors can also opt to enroll in a Part C Medicare Advantage plan, which is run by a private insurance agency and approved by CMS.

 

Advantage plans offer the same coverage as original Medicare, and may also include added benefits and varying costs. Finally, seniors who want prescription drug insurance can enroll in a Part D plan. Part D plans are also administered by private insurance carriers.

 

For the past 150 years, Aetna Medicare has made itself known as a trusted name in health insurance. Aetna offers Medicare Advantage, Medicare Rx and Medicare Supplemental insurance plans.

 

Humana Medicare began marketing health insurance products in 1984.

 

Humana offers Medicare beneficiaries four types of HumanaChoice PPO plans.

 

Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate. While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice.

 

Important factors to contemplate while searching for your Medicare policy include policy benefits, network providers, and costs related to the plan. You should compare the plan’s benefits and costs with your health care and budgetary needs in order to find the best plan for you.

 

 

If you are interested in getting a Medicare Plan and live in Oregon, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.