MyBestMedicare offers 7 Medicare plans for people 65 years and older who live in Philadelphia, Pennsylvania. The most popular Medicare plans are Aetna’s HMO Medicare Standard Plan, Aetna’s Medicare Basic Plan HMO and Aetna’s Medicare Premier Plan. Humana offers 3 Preferred Provider Organization (PPO) plans as well. 

 

Aetna’s HMO Medicare Standard Plan has a monthly premium of $39. For primary care visits there is $25 copay when the primary care physician is notified. For specialist visits there is $45 copay and members receive one annual physical exam. There is $250 copay for the first 7 days for inpatient hospital care and $250 copay per outpatient visit. Pharmacy is included, see plan for details.

 

Aetna’s Medicare Basic Plan HMO has a monthly premium of $0. For primary care visits there is $25 copay when the primary care physician is notified. For specialist visits there is $45 copay and members receive one annual physical exam. There is $250 copay for the first 7 days for inpatient hospital care and $250 copay per outpatient visit. Pharmacy is not included.

 

Aetna’s Medicare Premier Plan has a monthly premium of $140. For primary care visits there is $15 copay when the primary care physician is notified. For specialist visits there is $35 copay and members receive one annual physical exam and one annual eye exam. There is $250 copay for the first 7 days for inpatient hospital care and $150 copay per outpatient visit. Pharmacy is included, see plan for details.

 

Aetna has been a trusted name for over 150 years. Aetna offers Medicare Advantage, Medicare Rx and Medicare Supplement plans. Humana Medicare began marketing health insurance products in 1984. The monthly premiums for Humana’s plans range from $0-$191. T

 

he difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate. However, Health Maintenance Organization or HMO plans tend to be more affordable.

 

If you are interested in getting a Medicare Plan and live in Pennsylvania, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.