There are thirteen Medicare Plans available to you in Orange, CA. People choose to add Medicare Plans to their current Medicare Plan to get more coverage for their healthcare needs. Medicare Plan can fill in the “coverage gaps” that area left from your current Medicare plan. Since each person has individual Medicare needs, you are able to choose a plan that best meets your medical and financial needs. 

 

Medicare Plans in Orange, CA:

It is important to find a plan available in your specific area. Many times the Medicare carriers are a part of a network of doctors and hospitals in your area. These doctors and hospitals in your area will accept your Medicare Plan. If you choose to use a doctor or hospital outside of your area, your Medicare Plan may not offer fee coverage. In the case of an emergency, you may receive extended coverage on your Plan.

 

1. Gerber Life Insurance offers two Medicare Supplement Plans, Plan F and Plan G. Medicare Supplement Plan G has a monthly premium of $141.18. You will have a $0 co-pay for office visits, as a hospital inpatient, or as a hospital outpatient. Pharmacy is not covered with this Plan.

 

2. Anthem offers four Medicare Supplement plans. They are Medicare Supplement Plans A, F, G, and N. Medicare Supplement Plan N has a monthly premium of $113.16. There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not covered with this Plan.

 

3. Blue Shield of California offers the plan HMO Blue Shield 65 Plus. An HMO can be added to your Medicare Advantage Plan. There is a $0 monthly premium. Primary care office visits will have a $0 co-pay. Specialty office visits will have a $10 co-pay. Hospital inpatients have $50 co-pay per day for the first 10 days of your visit. Hospital outpatients have a $0 co-pay. Pharmacy is covered with this Plan.

 

Coverage and Benefits of the Plans, Medicare Supplement:

Medicare Supplement Plan F offers coverage on excess fees from your Medicare Plan. This includes such fees as out-of-pocket costs. There are several benefits you will experience with your Medicare Supplement Plan F. For example, foreign travel emergency insurance is a benefit of this Plan.

 

Medicare Supplement Plan G also offers coverage for excess costs of your Medicare Plan. It offers coverage for your co-payments and co-insurance of Medicare Part A and B. This Supplement Plan offers the benefit of a skilled nursing facility care (such as a nursing home).

 

Medicare Supplement Plan N is newly available as of June 1, 2010. This plan was designed to lower the monthly premium, while still giving you similar coverage as the Plans listed above. It covers all of the Medicare Part A deductible.

 

If you are interested in getting a Medicare Plan and live in California, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.