Are you looking for more Medicare coverage? Many people choose to add a Medicare Plan to their current Plan.  Often, your Medicare Plan may not cover all of your healthcare expenses.  By adding a Medicare Plan, you are able to fill in these “coverage gaps” you may be experiencing with your current plan.  It is important that you are getting the most coverage you deserve.  Since everyone has their specific healthcare needs, you can choose a Medicare plan that best fits your personal medical and financial needs. 

 

3 Medicare Carriers and 15 Medicare Plans for New Haven, CT

1.  Mutual of Omaha Medicare

This Medicare carrier offers five of the 15 Medicare Plans to your area.  These are Medicare Supplement Plans A, C, D, F, and G.

 

Medicare Supplement Plan F has a monthly premium of $218.50.  There is a $0 co-pay for office visits (both primary care and specialty), hospital inpatients, and hospital outpatients.  Pharmacy, such as Prescription Drug Coverage, is not offered with this Plan. 

 

2. Anthem

Anthem offers four of the Medicare plans in your area.  These include Medicare Supplement Plan A, F, G, and N.

 

Medicare Supplement Plan G has a monthly premium of $218.48.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

Medicare Supplement Plan N has a monthly premium of $158.69.  There is a $20 co-pay for both primary care and specialty office visits.  Hospital inpatients and hospital outpatients have a $0 co-pay per visit.  Pharmacy is not covered with this Plan.

 

3. Health Net

This Medicare carrier offers six Medicare Plans.  They are HMO Ruby 2, POS Navy 2, POS Navy 1, HMO Ruby 1, HMO Ruby 3, and HMO Green.  A HMO stands for Health Maintenance Organization.  A POS is a combination of a HMO and a PPO (Preferred Provider Organization) plan.  These Plans can be added to your Medicare Advantage Plan. 

 

HMO Ruby 2 has a monthly premium of $12.  There is a $20 co-pay for primary care office visits and a $30 co-pay for specialty office visits.  Hospital inpatients have $250 co-pay per day for the firs seven days of their hospital stay.  Hospital outpatients have a co-pay of $125 per visit.  Pharmacy is included with this Plan.

 

The Benefits of Medicare Supplement Plans:

Medicare Supplement Plan F: offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan G: offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan N: is one of the newest Plans offered to Medicare customers.  It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low.  This Plan offers complete coverage of your Medicare Part A deductible.

 

If you are interested in getting a Medicare Plan and live in Connecticut, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.