There is additional Medicare coverage available to you in Naperville, IL.  If you are still paying excess charges with your current Medicare plan, you can add a Medicare Plan to help reduce these charges.  By adding a Medicare Plan to your current Medicare Plan, you will receive additional coverage on excess charges as well as additional benefits to the Plan.  Since each individual has specific healthcare needs, you can choose Medicare Plan that works best for you. 

 

There are three Medicare carriers offering a total of eight Plans to Naperville, IL.  These three carriers are Humana Health Insurance, Gerber Life Insurance Company, and Aetna.  It is important to use Medicare Plans provided by these carriers in your area.  The Medicare Carriers are often members of a network of doctors and hospitals in your area.  This network accepts the Medicare Plans offered by the carrier in your area.  If you use a doctor or hospital outside of the network, your Medicare plan coverage may not be applicable.  However, in the case of an emergency, you may receive extended coverage on your Medicare Plan.

 

1. Humana Health Insurance offers two PPO Plans which can be added to your Medicare Advantage Plan.  One Medicare Plan is HumanaChoice H5826-023.  This Plan has a monthly premium of $0.  There is a $10 co-pay for primary care office visits and a $30 co-pay for specialty visits.  Hospital inpatients (those who require an over-night stay) will have $550 co-pay per stay.  Hospital outpatients (those who require medical service or equipment or a hospital stay that is not over-night) will have $50-$95 co-pay per visit, depending on the cost per visit.  Pharmacy, such as the cost of prescription drugs, is not covered with this Plan.

 

2. Gerber Life insurance offers Medicare Supplement Plans A, F, and G.  Medicare Supplement Plan f will have a monthly premium of $263.58.  You will have $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this plan.

 

3. Aetna offers Medicare Supplement Plans A, B, and F.  Medicare Supplement Plan F has a monthly premium of $363.80.  There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

About the Medicare Plans:

You may notice the different pricing for a similar Plan, such as Medicare Plan F offered by Gerber Life Insurance and Aetna in your area.  Each Medicare carrier will offer the Plan for a different monthly premium due to the amount of coverage and benefits you receive with both the Plan and the Carrier.  The coverage and benefits of Gerber Life may be different than those of Aetna.

 

If you are interested in getting a Medicare Plan and live in Illinois, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.