Choosing a Medicare Plan may seem overwhelming, but we are here to help you.  You can add a Medicare Plan to your current Medicare plan to fill “coverage gaps” your Plan may have.  If you do not have coverage for all of your healthcare needs, you can add a Medicare Plan to receive more complete coverage.  Since each person has individual healthcare needs, you can pick the Medicare plan that best meets your medical and financial needs.  

 

3 Medicare Carriers and 11 Medicare Plans

1.  Humana Health Insurance offers three Medicare Plans in McAllen, TX.  These are PPO HumanaChoice R5826-026, PPO HumanaChoice R5826-075, and PPO HumanaChoice R5826-012.  A PPO is a Preferred Provider Organization.  These Medicare Plans can be added to your Medicare Advantage Plan (Medicare Part C).

 

HumanaChoice R5826-075 has a monthly premium of $76.  There is a $15 co-pay for primary care office visits.  There is a $40 co-pay for specialty office visits.  Hospital inpatients (those who require over-night hospital stay) will have $225 co-pay per day for the first 7 days of their visit.  Hospital outpatients (those who require medical service, but not an over-night stay in the hospital) will have $100-$150 co-pay per visit, depending on the cost of each visit. 

 

2. Gerber Life Insurance Company offers three Medicare Supplement Plans to your area.  These are Medicare Supplement Plans A, F, and G.  Medicare Supplement Plan F has a monthly premium of $118.69.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan. 

 

3. Mutual of Omaha Medicare offers five Medicare Supplement Plans in your area.  They are Medicare Supplement Plans A, F, G, M, and N.  Medicare Supplement plan G has a monthly premium of $84.32.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan. 

 

Benefits to your Medicare Plan:

Medicare Supplement Plan F offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan G offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

If you are interested in getting a Medicare Plan and live in Texas, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.