MyBestMedicare offers 4 Medicare plans for people over the age of 65 who live in Louisville, Kentucky. The plans that are offered are HumanaChoice Regional PPO R5826-082, HumanaChoice Regional PPO R5826-066, HumanaChoice Regional PPO H1806-001 and HumanaChoice Regional PPO R5826-008. 

 

HumanaChoice Regional PPO R5826-082 has a monthly premium of $63. For primary care visits there is $15 copay when the primary care physician is notified. For specialist visits there is $35 copay and members receive one annual physical exam. There is $225 copay per days 1-7 for inpatient hospital care and $100-$200 copay per outpatient visit. Pharmacy is included, see plan for details.

 

HumanaChoice Regional PPO R5826-066 has a monthly premium of $0. For primary care visits there is $10 copay when the primary care physician is notified. For specialist visits there is $30 copay and members receive one annual physical exam. There is $195 copay per days 1-15 for inpatient hospital care and $100-$150 copay per outpatient visit. Pharmacy is not included.

 

HumanaChoice Regional PPO H1806-001 has a monthly premium of $73. For primary care visits there is $15 copay when the primary care physician is notified. For specialist visits there is $35 copay and members receive one annual physical exam. There is $225 copay per days 1-7 for inpatient hospital care and $100-$200 copay per outpatient visit. Pharmacy is included, see plan for details.

 

HumanaChoice Regional PPO R5826-008 has a monthly premium of $50. For primary care visits there is $10 copay when the primary care physician is notified. For specialist visits there is $35 copay and members receive one annual physical exam. There is $195 copay per days 1-8 for inpatient hospital care and $100-$150 copay per outpatient visit. Pharmacy is included, see plan for details.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate. When choosing the appropriate Medicare plan, consider out of pocket costs, whether the plan is a Preferred Provider Organization (PPO) or Health Maintenance Organization (HMO), hospital expenses, co-insurance and the amount of skilled nursing and in-home recovery coverage the plan offers.

 

If you are interested in getting a Medicare Plan and live in Kentucky, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.