Finding the right Medicare plans can seem overwhelming and difficult, but we are here to help you.  Medicare carriers offer a variety of Medicare Plans to your area that can be added to your current Medicare Plan.  An additional Medicare Plan will help to cover excess fees you are experiencing with your current Medicare Plan.  This variety of plans allows you to choose a Medicare Plan that best meets your medical and financial needs.  

 

 4 Medicare Carriers and 15 Medicare Plans

The four Medicare carriers offering Medicare plans to your area are Humana Health Insurance, Gerber Life Insurance Company, Mutual of Omaha Medicare, and Aetna.  These four carriers offer a total of 15 Medicare plans to Lansing, MI.  Each Medicare carrier and Medicare Plan has different coverage and benefits associated with it.  Below are a few examples of the coverage, benefits, and costs of the Medicare carriers and Plans.

 

1. Humana Health Insurance

Humana Health Insurance offers three Medicare Plans to Lansing, MI.  They are PPO HumanaChoice H5826-053, PPO HumanaChoice R5826-072, and PPO HumanaChoice R5826-006.  A PPO is a Preferred Provider Organization, which allows its customers to choose their primary care physician.  These Plans can be added to your Medicare Advantage Plan (Medicare Part C).

 

PPO HumanaChoice H5826-053 has a monthly premium of $0.  There is a $10 co-pay for primary care office visits and $30 co-pay for specialty visits.  Hospital inpatients have $550 co-pay per hospital stay.  Hospital outpatients have $50-$95 co-pay per visit, depending on the cost of the visit.  Pharmacy, such as Prescription Drug Coverage, is not included with this Plan.

 

2. Gerber Life Insurance Company

This Medicare carrier offers Medicare Supplement plans A, C, F, and G in your area.  Medicare Supplement Plan F offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan F has a monthly premium of $133.61.  There is $ co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

3.  Mutual of Omaha Medicare

Mutual of Omaha Medicare offers four Medicare Supplement Plans: Plan A, C, F, and G.  Medicare Supplement Plan G offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan G has a monthly premium of $99.39.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

4. Aetna

Aetna offers Medicare Supplement Plans A, B, C, and F to Lansing, MI.  Medicare Supplement Plan F has a monthly premium of $165.87.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

If you are interested in getting a Medicare Plan and live in Michigan, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.