MyBestMedicare offers 8 Medicare plans for people over the age of 65 who live in Knoxville, Tennessee. Humana Medicare began marketing health insurance products in 1984 and offers Knoxville residents a wide range of HMO and PPO plans. 

 

HumanaChoice Regional PPO R5826-065 has a monthly premium of $0. For primary care visits there is $10 copay when the primary care physician is notified. For specialist visits there is $30 copay and members receive one annual physical exam and one annual eye exam. There is $550 copay per stay for inpatient hospital care and $0-$95 copay per outpatient visit. Pharmacy is not included.

 

HumanaChoice Regional PPO R5826-001 has a monthly premium of $80. For primary care visits there is $15 copay when the primary care physician is notified. For specialist visits there is $40 copay and members receive one annual physical exam. There is $225 copay per days 1-7 for inpatient hospital care and $0-$150 copay per outpatient visit. Pharmacy is included, see plan for details.

 

HumanaChoice PPO H4408-007 has a monthly premium of $55. For primary care visits there is $15 copay when the primary care physician is notified. For specialist visits there is $35 copay and members receive one annual physical exam. There is $225 copay per days 1-5 for impatient hospital care and $0-$100 copay per outpatient visit. Pharmacy is included, see plan for details.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate. While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice.

 

If you are interested in getting a Medicare Plan and live in Tennessee, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.