MyBestMedicare offers several Medicare plans for people over the age of 65 who live in Honolulu, Hawaii.  Such agencies that provide Medicare plans that we represent are Aetna, Humana, Anthem and Mutual of Omaha. 

 

Medicare is a health insurance program provided to Americans over the age of 65 by the government.  Traditional Medicare includes Part A hospital insurance for inpatient care and Part B medical insurance for inpatient care. Another option for qualifying seniors is the Part C Medicare Advantage program, which allows seniors to enroll in plans from CMS approved private insurance companies. Any beneficiary enrolled in an Advantage program is entitled to the same coverage supplied by Part A and Part B.  Prescription drug coverage is provided through the Part D drug supplement plan, which lets seniors seek supplementary private prescription drug coverage. 

 

For the past 150 years, Aetna Medicare has proved itself to be a trusted name in the health insurance world.  Aetna offers Medicare Advantage, Medicare Rx and Medicare Supplement plans.  

 

Humana Medicare began marketing health insurance products in 1984.  Humana offers Medicare beneficiaries four types of HumanaChoice preferred provider organization choices.Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care provider and the choice of what health care provider they would like to go to at a higher copay rate.  While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice.

 

When enrolling in the Medicare plan that is right for you, be sure to consider the various benefits and costs associated with the policy. Expenses like hospital bills and coinsurance are important factors to any health plan.  You must also consider whether or not your plan permits you to select in-network or out-of-network healthcare providers. 

 

If you are interested in getting a Medicare Plan and live in Hawaii, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.