Is there more Medicare coverage available in my area?

You have the option of adding a Medicare Plan to your current Medicare Plan. By adding a Medicare Plan, you will gain supplementary coverage and benefits to what your current Medicare plan does not cover. Since each person has their individual healthcare needs, you are able choose a plan that best suits your own medical and financial needs. 

 

It is important to find Medicare coverage available to you in your area. Many of the Medicare Carriers are a member of a network of doctors and hospitals. When you choose a Medicare Plan offered by one of the carriers, you must use their particular network of doctors and hospitals for your Plan to be applicable. The network consists of doctors and hospitals who will accept your Medicare Plan in your area. In the case of an emergency, you may receive extended coverage on your Medicare Plan.

 

What is the cost of an additional Medicare Plan?

There are many Medicare carriers offering several different Medicare Plans to Hayward, CA. Each Medicare Carrier and Medicare plan has different coverage and benefits. Therefore, you may notice a variation in the cost for a similar Medicare Plan given by different carriers.

 

1. Gerber Health Insurance offers Medicare Supplement Plans F and G to its customers in Hayward, CA. Plan F has a monthly premium of $140.25. There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not covered with this Plan.

 

2. Anthem offers Medicare Supplement Plans A, F, G, and N. Plan N is offered by Anthem for a monthly premium of $81.42. There is a $20 co-pay required for primary care and specialty office visits. Hospital inpatients and hospital outpatients have a $0 co-pay. Pharmacy is not covered with this Plan.

 

The Medicare Supplement Plans

Medicare Supplement Plan F: This Supplement Plan will give you additional coverage for the excess charges of your Medicare Plan. Plan F covers excess charges such as out-of-pocket fees that are not covered under your Medicare Part A or B.

 

Medicare Supplement Plan N: This Supplement Plan is newly offered to Medicare customers as of June 1, 2010. It was designed to offer lower coverage costs to customers, while providing them with excess coverage on healthcare fees left over from Medicare Parts A and B.

 

If you are interested in getting a Medicare Plan and live in California, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.