There are a variety of Medicare Plans available in Hartford, CT.  If your current Medicare Plan does not cover all of your healthcare expenses, you can add a Medicare Plan.  The addition of a Medicare Plan will help fill in these “coverage gaps” you area experiencing.  Since each person has his or her specific healthcare needs, you can choose a plan the best meets your medical and financial needs.  

 

It is important to find a Medicare plan available in your particular area.  Many of the Medicare carriers are members of a network of doctors and hospitals in your area.  The Plans provided by these carriers are the ones that will be accepted by doctors and hospitals the area.  If you choose to use a doctor or hospital that is not within the network, your Plan may not be applicable.  In the case of an emergency, you may be able to receive extended coverage.

 

3 Medicare Carriers and 15 Medicare Plans for Hartford, CT

1. Mutual of Omaha Medicare:

This Medicare carrier offers five different Medicare Supplement Plans to your area.  They are Medicare Supplement Plan A, C, D, F, and G.  Medicare Supplement Plan F has a monthly premium of $218.50.  There is a $0 co-pay for both primary care and specialty office visits. Hospital inpatients and hospital outpatients also have a $0 co-pay.  Pharmacy, such as the cost of prescription drugs, is not included with this plan. 

 

2.  Anthem:

Anthem offers four Medicare Supplement Plans: Plan A, F, G, and N.  Medicare Supplement Plan G has a monthly premium of $218.48.  There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not included with this Plan.

 

3.  Health Net

Health Net offers six Medicare Plans.  These are HMO Ruby 2, POS Navy 2, POS Navy 1, HMO Ruby 1, HMO Ruby 3, and HMO Green.  An HMO is a Health Maintenance Organization.  A POS is a combination of a HMO and a PPO (preferred provider organization).

 

Health Net’s HMO Plan Ruby 2 has a Monthly Premium of $12.  There is $20 co-pay for primary care office visits.  There is a $30 co-pay for specialty office visits.  Hospital inpatients will have a $250 co-pay per day for the first seven days of the hospital stay.  Hospital outpatients will have $125 co-pay per visit.  Pharmacy is included with this Plan.

 

Medicare Plans coverage and benefits:

It is important to note that each Medicare carrier and Medicare Plan has certain coverage and benefits associated with it.  Hence, you may see a variation in the price of a similar plan that is offered by different Medicare carriers. 

 

Medicare Supplement Plan F: offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.

 

Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan G: offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan N: is one of the newest Plans offered to Medicare customers.  It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low.  This Plan offers complete coverage of your Medicare Part A deductible. 

 

 

If you are interested in getting a Medicare Plan and live in Connecticut, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.