MyBestMedicare offers 3 Medicare plans for people over the age of 65 who live in Charlotte, North Carolina. The plans that are offered are HumanaChoice PPO H5826-079, HumanaChoice Regional PPO R5826-063 and HumanaChoice Regional PPO R5826-003. 

 

HumanaChoice PPO H5826-079 has a monthly premium of $56. For primary care visits there is $15 copay when the primary care physician is notified. For specialist visits there is $40 copay and members receive one annual physical exam. There is $225 copay per days 1-7 for inpatient hospital care and $0-$250 copay per outpatient visit. Pharmacy is included, see plan for details.

 

HumanaChoice Regional PPO R5826-063 has a monthly premium of $0. For primary care visits there is $10 copay when the primary care physician is notified. For specialist visits there is $30 copay and members receive one annual physical exam. There is $550 copay per stay for inpatient hospital care and $0-$95 copay per outpatient visit. Pharmacy is not included.

 

HumanaChoice Regional PPO R5826-003 has a monthly premium of $72. For primary care visits there is $15 copay when the primary care physician is notified. For specialist visits there is $35 copay and members receive one annual physical exam and one annual eye exam. There is $225 copay per days 1-7 for inpatient hospital care and $0-$150 copay per outpatient visit. Pharmacy is included, see plan for details.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate. However, Health Maintenance Organization (HMO) plans tend to be more affordable.

 

If you are interested in getting a Medicare Plan and live in North Carolina, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.