There are several Medicare Plans available in your area.If there are excess costs associated with your healthcare needs, you can add a Medicare Plan. Adding a Medicare Plan to your current plan can help fill in these “coverage gaps”. The variety of plans available allows you to choose a Medicare Plan that best meets your Medical and financial needs.

 

Medicare Plans in your area:

The three Medicare carriers offering Medicare Plans to your area are Humana Health Insurance, Gerber Life Insurance Company, and Mutual of Omaha Medicare. These Medicare carriers offer a total of 11 Medicare Plans to your area.

 

1. Humana Health Insurance offers four Medicare Plans: PPO HumanaChoice R5826-004, PPO HumanaChoiceR5826-007, PPO HumanaChoice R5826-064, and PPO HumanaChoice H8707-001. These Plans can be added to your Medicare Supplement plans. PPO HumanaChoice R5826-004 has a monthly premium of $59. There is a $15 co-pay for primary care office visits and a $35 co-pay for specialty office visits.  Hospital inpatients have $195 co-pay per day for the first seven days of their stay. Hospital outpatients have a $0-$250 co-pay per visit, depending on the cost of the visit. Pharmacy, such as prescription drug coverage, is included with this plan

2. Gerber Life Insurance offers Medicare Supplement Plans A, F, and G. Medicare Supplement Plan F has a monthly premium of $121.59. There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not covered with this Plan.

3. Mutual of Omaha Medicare offers five of the 11 Medicare Plans. It offers the Medicare Supplement Plans A, F, G, M, and N. Medicare Supplement Plan G has a monthly premium of $100.43. There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not included with this Plan.

 

Coverage and Benefits of the Medicare Plans:

A PPO is a Preferred Provider Organization.  It allows you to choose your primary care physician. 

Medicare Supplement Plan F offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees. It also offers coverage for your Part B deductible. Foreign travel emergency insurance is on of the many benefits of this plan.Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan G offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance. However, one must not that Part B deductible is not covered with this Plan. A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan N is one of the newest Plans offered to Medicare customers. It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low. This Plan offers complete coverage of your Medicare Part A deductible.

 

If you are interested in getting a Medicare Plan and live in South Carolina, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.