There are several Medicare Plans available in your area.  It is important to make sure you are getting the right coverage for your healthcare needs.  If your healthcare expenses are not fully covered by your current Medicare Plan, you can get more coverage.  By adding a Medicare Plan to your current Medicare Plan, you can fill in these “coverage gaps.”  Since everyone has their own medical and financial needs, you are able to choose from this variety of plans to select one that is best for you.  

 

There are two Medicare Carriers in your area: Gerber Life Insurance Company and Mutual of Omaha Medicare.  These two carriers offer you a total of eight Medicare Plans to Cedar Rapids, IA.

 

The Medicare Plans:

1.  Gerber Life Insurance offers three Medicare Supplement Plans to your area.  These are Medicare Supplement Plan A, F, and G.  Medicare Supplement Plan F offers coverage on excess fees associated with your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan F has a monthly premium of $94.45.  There is a $0 co-pay for both primary care and specialty office visits.  Hospital inpatients (those who require over-night stay at the hospital) will have a $0 co-pay.  Hospital outpatients (those who require medical services or a hospital visit that is not over-night) will have a $0 co-pay.  Pharmacy, such as Prescription Drug coverage, is not included with this Plan.

 

2.  Mutual of Omaha Medicare offers five Medicare Supplement Plans to Cedar Rapids IA.  These are Medicare Supplement Plans A, F, G, M, and N.  Medicare Supplement Plan G offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan G has a monthly premium of $68.18.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan. 

 

Medicare Supplement Plan N: Medicare Supplement Plan N is one of the newest Plans offered to Medicare customers.  It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low.  This Plan offers complete coverage of your Medicare Part A deductible, as well as many other benefits.  Medicare Supplement Plan N has a monthly premium of $59.76.  There is $20 co-pay for primary care and specialty office visits.  There is $0 co-pay for hospital inpatients and hospital outpatients.  Pharmacy is not covered with this Plan.

 

If you are interested in getting a Medicare Plan and live in Iowa, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.