There are 25 Medicare Plans offered in your area.  Mutual of Omaha Medicare, Anthem, and Health Net Insurance are the three Medicare Providers, offering there plans to you.  If your current Medicare Plan does not cover all your healthcare needs, you can add a Medicare Plan.  A Medicare Plan will help fill in these “coverage gaps” that you may experience with your current Plan.  Since each individual has different medical and financial needs, you are able to choose a Medicare Plan that meets your healthcare needs.

 

If you are thinking of choosing a Medicare Plan, you must choose from one of the Plans provided in your area.  Many of the Medicare carriers are a part of a network of doctors and hospitals in your area.  The Medicare Plans we list on our site are accepted by doctors and hospitals in your area.  If you choose to use a doctor or hospital outside of your area, your Medicare coverage may not be applicable.  In the case of an emergency, you may receive extended coverage for your Medicare Plan.

 

3 Medicare Carriers and 15 Medicare Plan

1.  Mutual of Omaha Medicare offers five of the 15 plans in your area.  They are Medicare Supplement Plan A, C, D, F, and G.  Medicare Supplement Plan F is one of the most popular Medicare Supplement Plans to choose from.  This Plan F offers extended coverage on excess charges from your Medicare Plan, such as out-of-pocket fees.  It also offers foreign travel health insurance.

 

Medicare Supplement Plan F has a monthly premium of $218.50.  There is a $0 co-pay for both primary care and specialty office visits.  Hospital inpatients (those who require an over-night stay in the hospital) have a $0 co-pay.  Hospital outpatients (those who require medical services, but do not involve an over-night stay in the hospital) have a $0 co-pay.  Pharmacy, such as Prescription Drug coverage, is not included with this Plan. 

 

2. Anthem offers four Medicare Supplement Plans, Medicare Supplement Plan A, F, G, and N.  Medicare Supplement Plan G offers you extended coverage on your excess Medicare fees.  Medicare Supplement Plan G covers fees such as co-payments or co-insurance from Medicare Parts A and B. 

 

Medicare Supplement Plan G has a monthly premium of $218.48.  There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

3.  Health Net Insurance offers six different Medicare Plans.  These are HMO Ruby 2, POS Navy 2, POS Navy 1, HMO Ruby 1, HMO Ruby 3, and HMO Green.  These Plans can be added to your Medicare Advantage Plan (Medicare Part C). 

 

HMO Ruby 2 has a monthly premium of $12.  There is a $20 co-pay for primary care office visits.  There is a $30 co-pay for specialty visits.  Hospital inpatients will have a $250 co-pay per day for the first seven days.  Hospital outpatients will have $50-$100 co-pay per visit, depending on the cost of each visit.  Pharmacy is covered with this Plan. 

 

Each Medicare carrier and Medicare Plan offers different coverage and benefits.  Hence, you may find that different Medicare carriers will offer a similar plan for a different price. 

 

If you are interested in getting a Medicare Plan and live in Connecticut, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.