MyBestmedicare offers several Medicare plans for people over the age of 65 who live in Boston, Massachusetts. Such agencies who provide Medicare plans that we represent are Aetna, Humana,

Anthem and Mutual of Omaha.

 

Medicare is a form of health insurance, funded by the government, for United States citizens over the age of 65. The original Medicare program consists of inpatient hospital insurance (Part A) and outpatient medical insurance (Part B). Medicare Advantage (Part C) is an option where people can buy insurance from Medicare-approved private companies and retain the benefits of Part A and B coverage. Advantage plans cover medically necessary service and can also offer added benefits, like prescription drug coverage (Part D), dental, and vision insurance. However, these plans have co-payments, deductibles, and coinsurance which These plans cover the necessary medical services, and have co-payments, coinsurance, and deductibles which differs from provider to provider and plan to plan. Finally, Medicare Part D is a supplementary prescription medication service offered by private, Medicare-approved insurance agencies.

 

Aetna Medicare has been a trusted name for over 150 years. Aetna offers Medicare Advantage, Medicare Rx and Medicare Supplement plans. Humana Medicare began marketing health insurance products in 1984.

 

Humana offers Medicare beneficiaries four types of preferred provider organization (PPO) plans through its HumanaChoice service.

 

Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate. While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice.

 

When selecting your Medicare plan, you must contemplate costs and services offered by each plan. Medicare plans tend to vary when it comes to out of pocket expenses, hospital costs, network physicians, and copayments. By understanding your medical needs and the services offered by these Medicare plans, you can select a plan that is well-suited to your personal needs.

 

If you are interested in getting a Medicare Plan and live in Massachussetts, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.