MyBestMedicare offers 3 Medicare plans for people over the age of 65 who live in Boise, Idaho. The most popular plans are Supplement Plans F and C under Mutual of Omaha. Enter your zip code above to compare Medicare plans in your area.

 

Medicare Supplement Plan F coverage for Part B deductible and excess charges above Medicare-approved amounts and Plan C offers coverage for Part B deductible. Other benefits that Plan F and Plan C offer are coverage for Part A Hospital deductible and copayment, skilled nursing facility coverage, physician fees, medical expenses and foreign travel emergencies.

 

Mutual of Omaha’s Plan F has a monthly premium of $157.33 and is accepted by all doctors who accept Medicare. Mutual of Omaha’s Plan C has a monthly premium of $126.50 and is also accepted by doctors who accept Medicare. Pharmacy is not covered between either of the plans.

 

Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.Medicare is a service provided by the government that gives health insurance to people who are 65 years old and older. The original Medicare program is comprised of two parts, inpatient hospital insurance (Part A) and outpatient medical insurance (Part B). Medicare Advantage, or Part C, combines Parts A, B, and sometimes D, but is offered by Medicare-approved private insurance companies.

 

Advantage plans cover the same medical services offered by Parts A and B, but often offer additional benefits like prescription drug coverage and often come at a lower cost. However, the costs of copayments, coinsurance, and deductibles depend on the insurance provider that you choose. Medicare Part D is a supplementary prescription drug insurance provided by private Medicare-approved insurance agencies. Part D can be coupled with Parts A and B and is often already included in Advantage plans. Costs vary from plan to plan.

 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate. While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice.

 

When you select your Medicare plan, you should consider all of its costs and coverage options. Some plans can incur out of pocket costs, hospital expenses, or copayments, while many Advantage plans limit you to certain networks of physicians. By exploring and understanding your options when it comes to Medicare, you can find a plan that is suited to your health needs.

 

If you are interested in getting a Medicare Plan and live in Idaho, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.