People experience excess healthcare costs that are not covered by their Medicare plan.  You can add a Medicare plan to your current plan to fill in these “coverage gaps”.  Since everyone has their specific healthcare needs, there are a variety of Medicare plans for you to choose from.  You can pick the one that best meets your medical and financial needs.  

 

Medicare Plans for Ann Arbor, MI

There are four Medicare carriers offering a total of 15 Medicare Plans in your area.  The Medicare Carriers are Humana Health Insurance, Gerber Life Insurance Company, Mutual of Omaha Medicare, and Aetna.  Each Medicare Plan and carrier has different coverage and benefits associated with what they offer to their customers.

 

1. Humana Health Insurance

Humana Health Insurance offers three Medicare Plans: PPO HumanaChoice H5826-053, PPO HumanaChoice R5826-072, and HumanaChoice R5826-006.  A PPO is a Preferred Provider Organization, which allows you to choose your primary care physician.  These Plans can be added to your Medicare Advantage Plan (Medicare Part C).

 

PPO HumanaChoice R5826-072 has a monthly premium of $96.  There is a $15 co-pay for primary care office visits and a $35 co-pay for specialty office visits.  Hospital inpatients have a $225 co-pay per day for the first seven days of their hospital stay.  Hospital outpatients have $100-$150 co-pay per stay, depending on the cost of the visit.  Pharmacy, such as Prescription Drug Coverage, is not included with this Plan.

 

2. Gerber Life Insurance Company

Gerber Life Insurance offers four Medicare Supplement Plans: Plan A, C, F, and G.  Medicare Supplement Plan F offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan F has a monthly premium of $157.39.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

3.  Mutual of Omaha Medicare

Mutual of Omaha Medicare offers four Medicare Supplement Plans to Ann Arbor, MI.  These are Medicare Supplement Plan A, C, F, and G.  Medicare Supplement Plan G offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan G has a monthly premium of $ 120.31.  There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not covered with this Plan.

 

4. Aetna

Aetna offers four Medicare Supplement Plans: Medicare Supplement Plan A, D, C, and F.  Medicare Supplement Plan F has a monthly premium of $200.70.  There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients.

 

If you are interested in getting a Medicare Plan and live in Michigan, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.