There are several Medicare Plans available in your area.  Many times, people find that their current Medicare Plan does not cover all of their healthcare expenses.  By adding a Medicare Plan to your current Plan, you can fill in these “coverage gaps”.  The large variety of Medicare plans available Allentown, PA will allow you to choose a Medicare Plan that best meets your medical and financial needs.  

 

Medicare Plans available in Allentown, PA

There are three Medicare Carriers offering a total of 15 Medicare Plans to your area.  The Medicare carriers are Humana Health Insurance, Gerber Life Insurance Company, and Mutual of Omaha Medicare. 

 

1. Humana Health Insurance offers three Medicare Plans.  These are PPO HumanaChoice R5826-081, PPO HumanaChoice R5826-062, and PPO HumanaChoice R5826-002.  A PPO is a preferred provider organization.  It allows you to choose your primary care physician.  This Plan can be added to your Medicare Advantage Plan (Medicare Part C). 

 

HumanaChoice R5826-081 has a monthly premium of $67.  There is a $15 co-pay for primary care office visits.  Specialty office visits have a $35 co-pay.  Hospital inpatients will have $225 co-pay per day for the first seven days.  Hospital outpatients will have $150-$200 co-pay per visit, depending on the cost of the visit.  Pharmacy, such as Prescription Drug Coverage, is not included with this Plan. 

 

2. Gerber Life Insurance Company offers six Medicare Supplement Plans:  Medicare Supplement Plans A, B, C, D, F, and G.  Medicare Supplement Plan F has a monthly premium of $118.87.  There is $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not included with this plan.

 

Medicare Supplement Plan G has a monthly premium of $101.06.  There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients.  Pharmacy is not included with this Plan.

 

3.  Mutual of Omaha Medicare offers the Medicare Supplement Plans A, B, C, D, F, and G.  Medicare Supplement Plan G has a monthly premium of $100.13.  There is $0 co-pay for office visits, hospital outpatients, and hospital outpatients.  Pharmacy is not included with this Plan. 

Coverage and Benefits of the Medicare Plans:

 

Each Medicare Carrier and Plan has different coverage and benefits associated with each of them.  Hence, you may see a variation in the price for a similar Plan that is offered by different companies. 

 

Medicare Supplement Plan F: offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees.  It also offers coverage for your Part B deductible.  Foreign travel emergency insurance is on of the many benefits of this plan.  Medicare Supplement Plan F is one of the most popular Medicare Plan.

 

Medicare Supplement Plan G: offers extended coverage on excess charges of your Medicare Plan.  Plan G covers Medicare Part A and Part B co-payments and co-insurance.  However, one must not that Part B deductible is not covered with this Plan.  A skilled nursing facility is one of the many benefits of selecting this Plan.

 

Medicare Supplement Plan N: is one of the newest Plans offered to Medicare customers.  It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low.  This Plan offers complete coverage of your Medicare Part A deductible. 

 

If you are interested in getting a Medicare Plan and live in Pennsylvania, please contact the Medicare experts at MyBestMedicare.  They are industry veterans and will guide you through the process of getting the right Medicare, Medicare Advantage, MediGap, or Medicare Supplement Plan for you.